For Big Change, Start Small

You might not know it by looking at me, but four years ago, my life was very different from the one I live today. I owed $5,000 to my credit card—the result of a lifetime of poor spending habits that spiraled out of control after my mom passed away—$15,000 to a car loan, and $34,000…

The Road to Financial Freedom

There is something about the new year, with all of the promise it holds. It’s a fresh start; a chance to make your life over. To completely reinvent yourself if you so desire. And that is exactly what I plan to do each January 1st. This year marks the next leg of my journey out of…

New Year, New Blog Post

2015 – This is the year I start paying back my student loans. They have been, sadly, in forbearance accruing interest while I put off paying them. While I know many people with more than I have, it feels like a crippling amount of debt to me. Needless to say, I will be paying them…

It’s Called Consumerism Because It Consumes You

At last, my friends, the resolve to pull myself out of the pit of debt I created has finally come to fruition. But as I take a moment to appreciate this hard-won victory against my credit card and spending habits, I know it is only the beginning of a longer life journey. True, eight months…

Change Your Life, One Day at a Time

To preface this, I should have started this blog a long time ago. I wrote my first post with the intention to start a blog in 2014. Seven months later, and I am finally picking up where I left off. It seems only fitting that I write about how much has changed over the last year,…