For Big Change, Start Small

You might not know it by looking at me, but four years ago, my life was very different from the one I live today. I owed $5,000 to my credit card—the result of a lifetime of poor spending habits that spiraled out of control after my mom passed away—$15,000 to a car loan, and $34,000…

The Road to Financial Freedom

There is something about the new year, with all of the promise it holds. It’s a fresh start; a chance to make your life over. To completely reinvent yourself if you so desire. And that is exactly what I plan to do each January 1st. This year marks the next leg of my journey out of…