The No Spend Year Progress Report

Well, folks, this is it. We’re officially 4 weeks in to our No Spend Year, and I am struggling a bit at the moment. I’ll get to why shortly, but for now, let me start with the good news. We are both motivated by the progress we’ve made. While we began the “No Spend Year”…

Two Weeks In

It has officially been two weeks since we started the No Spend Year, and it’s about time I give you an update on our progress. I’m happy to report that we have stuck to our goals with no miscellaneous spending outside of our budget. Husband and I each allow ourselves $80 per paycheck (or $40 per week)…

New Year, New Blog Post

2015 – This is the year I start paying back my student loans. They have been, sadly, in forbearance accruing interest while I put off paying them. While I know many people with more than I have, it feels like a crippling amount of debt to me. Needless to say, I will be paying them…

If At First You Don’t Succeed…

Time flies when you’re busy. Considering it has been over a month since I last posted and my life is in a sort of shambles, I think it’s time I get back on track with blogging and my self improvement goals. The past month was filled with a two week-long vacation and business travel every…

Know Where You’re Going in Order to Get There

Happiness is not a goal, it is a by-product. Paradoxically, the one sure way not to be happy is deliberately to map out a way of life in which one would please oneself completely and exclusively. —Eleanor Roosevelt The concept of happiness as a by-product is the foundation upon which The Seven Habits book stands. The paradox,…

You Are What You Repeatedly Do

“Sow a thought, reap an action; sow an action, reap a habit; sow a habit, reap a character; sow a character, reap a destiny.” —The Seven Habits of Highly Effective People Change your habits, change your life. I’ve proven this to myself in ways that have often surprised me. I quit smoking one day at a…

It’s Called Consumerism Because It Consumes You

At last, my friends, the resolve to pull myself out of the pit of debt I created has finally come to fruition. But as I take a moment to appreciate this hard-won victory against my credit card and spending habits, I know it is only the beginning of a longer life journey. True, eight months…

ReKindle-ing My Love of Reading

Buying a Kindle changed my life. Too dramatic? Ok, so maybe it had less to do with the Kindle and more with the fact that I gave up some bad habits in exchange for some good ones. I have always been an avid reader. The kind of girl who would check out five to seven…

Change Your Life, One Day at a Time

To preface this, I should have started this blog a long time ago. I wrote my first post with the intention to start a blog in 2014. Seven months later, and I am finally picking up where I left off. It seems only fitting that I write about how much has changed over the last year,…

Hate traffic? Put that time to better use!

You settle into the driver’s seat after eight hours at a desk and prepare yourself for the rush hour commute. It’s stressful. You hate it, and maybe you avoid it at all costs. But if you’re one of the more than 280 million Americans who drive to work1, chances are there is no getting around…